CODI: Cornucopia of Disability Information

Americans with Disabilities

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Health Insurance Coverage Status and Disability


Disability status is associated with certain patterns of health insurance coverage status. Persons 15 to 64 years of age with disabilities are less likely to be covered by private health insurance than are persons in the same age group with no disability. Among persons 15 to 64 years old with no disability, 80.0 percent were covered by private health insurance, 5.2 percent were not covered by private health insurance but were covered by a government plan, and 14.8 percent were not covered by any health plan. Among those in the same age group with a disability that was not severe, 74.1 percent were covered by private health insurance, 7.2 percent were not covered by a private plan but were covered by a government plan, and 18.7 percent were not covered at all. The effect of disability on private health insurance coverage was strongest for persons with a severe disability. Of those persons 15 to 64 with a severe disability, 48.1 percent were covered by a private plan,36.2 percent were not covered by a private plan but were covered by a government plan, and 15.7 percent had no health insurance coverage (the noncoverage rates for persons with a severe disability and persons with no disability were not statistically different from each other).

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